Benefits Overview
The Benefits Department is committed to providing you with the best service possible. Our assistance is available to you on matters including enrollment of health, life, vision, dental, cancer, applications for retirement refunds, FMLA, short term disability, tax deferred annuities and Roth account and the Cafeteria Plan
Health Insurance - Effective the 1st day of employment
Rankin County School District offers the State of Mississippi, State and School Employees' Health Insurance Plan through Blue Cross & Blue Shield of Mississippi.
Open enrollment is October 1st - October 31st -- effective the first day of following January. Click http://knowyourbenefits.dfa.ms.gov to learn more about your State and School Employees' Health Insurance Plan.
Quick access phone numbers for Health Plan
Take advantage of your Motivating Mississippi - Keys to Living Healthy
Life Insurance - UNUM Life Insurance Company
The state life insurance is through Unum Life Insurance administered by Millette Administrators. If you desire to enroll in this policy as an employee, then you must do so within the first 31 days of your initial hire date with no questions asked. Anytime beyond the first 31 days you must answer medical questions and be approved for coverage. Supplemental Life, and Dependent Life Insurance are also offered through this company. For more information contact Chelsea McCrory in the Benefits Department at 601-825-5590.
American Fidelity offers a Universal Life Policy with only three mandatory questions asked for qualification through Texas Life. (American Fidelity offers a Universal Life Policy with only three mandatory questions asked for qualification through Texas Life.
American Fidelity also offers Whole Life and Term Life plans. Visit the American Fidelity website for more information regarding these policies.
American Fidelity Term Life Brochure
Colonial Life offers a Term Life policy to age 100, of up to $100,000 in coverage through LeadersLife.
Dental Insurance
Dental Insurance is offered by Colonial Life. There are two options to choose from. Plan 1, the Low Option and Plan 4 the High option.
There are no waiting periods or proof of previous coverage needed at the time of enrollment.
Colonial Life low option flyer
Colonial Life high option flyer
Colonial Life rate sheet
Contact:
Nancy Hollingsworth
601-862-7818
Vision Insurance
There are two vision plans to choose from.
Superior Vision offers a stand alone vision policy. Click the following link to access your coverage or search eye physicians and optical dispensaries: www.superiorvision.com or contact Customer Service at 1-800-507-3800.
In-Network Eye Care Professionals
Shop Online with Your Benefits
Click here for information on Superior Vision benefits (PDF)
Colonial Life offers a vision policy as an add-on to the Colonial Life dental plans.
This is not a stand alone policy. It must be attached with the dental plan and the same type of coverage as the dental coverage.
Click here for information on Colonial Life Vision benefits (PDF)
Cancer Insurance
Harold Oden markets the Bay Bridge Administrators Cancer Plan underwritten by MetLife.
Group Cancer and Specified Disease Insurance
Harold Oden
1563 E. County Line Road Ste. 303
Jackson MS 39211
Phone 601-956-3737
Additional Representatives
Kaye Winstead
American Fidelity Assurance Company provides Cancer Insurance.
American Fidelity Cancer Plan Brochure
Long & Short-Term Disability Insurance
Here's how it works. This plan is insurance that pays a steady benefit to help cover expenses while you are unable to work. Long-Term disability income insurance makes it easy to help protect your finances in case of a sudden, covered injury or sickness.
American Fidelity Disability Brochure
For more information contact:
Scott Gordon
101 Lake Court, Ste. A
Jackson MS 39205
Phone 601-540-6796
Hospital Gap
Here's how it works. The Hospital plan pays benefits directly to you and is specially designed to help supplement your traditional insurance plan and cover certain out-of-pocket expenses.
American Fidelity Hospital Gap Brochure
For more information contact:
Scott Gordon
101 Lake Court, Ste. A
Jackson MS 39205
Phone 601-540-6796
Accident Insurance
American Fidelity provides Accident Insurance. This plan provides 24-hour coverage for accidents that occur both on and off the job and can help offset your medical expenses. There are over 30 plan benefits available, and coverage may also extend to your family.
American Fidelity Accident Plan Brochure
Critical Illness
Here's how it works. If you're diagnosed with a covered critical illness, specified critical illness insurance can help with your expenses, so you can concentrate on what's most important - your treatment, care and recovery.
Colonial Life offers a stand alone critical illness policy. This plan offers guaranteed issue for up to $30,000, meaning that no health questions will be asked for this policy. Please review the Colonial Life Critical Illness flyer for more information.
American Fidelity offers a critical illness policy as an add on, which is only accessible by enrolling in the American Fidelity cancer policy.
Contact Scott Gordon
101 Lake Court, Ste. A
Jackson MS 39205
Phone 601-540-6796
Statewide Federal Credit Union
Statewide Federal Credit Union has 3,400 Credit Union Service Centers in 47 states now available to Statewide members. Click this link for more information: www.statewidefcu.org.
Statewide Federal Credit Union
295 East Layfair Drive
PO Box 320483
Flowood MS 39232
Phone 601-420-5535
Section 125 Benefit Election
American Fidelity also administers the Section 125 Benefit Election, better known as the Cafeteria Plan. Pre- taxing premiums and enrolling in the Flexible Spending Account (FSA) or Dependent Day Care (DDC). The Cafeteria Plan allows you to save tax dollars by taking advantage of pre-taxing eligible benefits such as: health, dental, vision, etc. The maximum amount allowed to contribute into this account is $2,750.00 per calendar year. Because your money goes into the account before income tax is withheld, you pay less in tax and have more disposable income. You may allocate up to $5,000.00 per tax year for reimbursement of eligible dependent care services (or $2,500.00 if you are married and file a separate tax return).
American Fidelity Flex Plan Brochure
Scott Gordon
101 Lake Court, Ste. A
Jackson MS 39205
Phone 601-540-6796
VALIC, AIG Retirement 403(b)
Variable Annuity Life Insurance Company (VALIC) is a Tax Sheltered Annuity. Tax Sheltered Annuities (TSA) make it possible for an employee to defer a portion of their income for taxation after retirement. Click here for more information and to schedule an appointment with a representative.
Roth (After tax Annuity)
Roth After Tax Annuity offers a way a way to set aside after-tax money and, after five years, make tax-free withdrawals of principal, interest and earnings if certain conditions are met. Click www.valic.com to learn more. Click here for more information and to schedule an appointment with a representative.
Jane Mapp, Financial Advisor
113 W. Jackson St, Ste 2A
Ridgeland MS 39157
jane.mapp@aig.com
Phone 601-715-5827
Roth403(b) - Mapp and Browning
Mississippi Deferred Compensation
The Mississippi Deferred Compensation Plan & Trust is offered through the Mississippi Public Employees` Retirement System (PERS). This is a supplemental retirement savings plan authorized under Section 457 of the Internal Revenue Code and enacted by the Mississippi State Legislature. Click to learn more about Mississippi Deferred Compensation Plan & Trust:
Mississippi Deferred Compensation Plan Highlights (PDF)
Meet Your Representative (PDF)
LaTaura Wilson, Retirement Plan Counselor
Mississippi Deferred Compensation
111 Capitol Street, Suite 260
Jackson, MS 39201
Cell: 769.610.5753
Client Service: 1.800.846.4551 | Fax: 601.355.0089 | Email: lataura.wilson@empower-retirement.com
Student Loan Forgiveness and Repayment Opportunities
Did you know the average time to pay off student debt is 17 to 20 years? Fortunately, your student loan debt doesn’t have to prevent you from achieving your goals. Your employer is offering services from Candidly that can help you pay off your student loans and build a brighter future.
