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Open Enrollment Information Beginning September 1st, 2023!

This year's Open Enrollment for selecting employee benefits begins September 1st and ends before December 31, 2023. All new benefit enrollments, changes, or cancellations are effective January 1, 2024. 

Meetings with insurance agents will be conducted in-person at your school! Pay attention below to the specific timeline of when you can sign up for, cancel, or edit specific benefit options. Do your homework by going to the benefits information tab on our HR website to explore all your benefit options, as representatives with competing policies may not come to your school during the same month. If you aren’t sure which benefits you already have through RCSD and are paying for each month, you can access your deductions through the employee portal

The first wave of insurance agents are scheduled to be at your locations sometime between September 1st and September 29th. Check with your administration to get the schedule for your school. 

September: Benefit agents who will be at your school to meet with you: 

Superior Vision

Edna Jackson Tharp
601-927-1005

Bay Bridge Cancer
Harold Oden
Kay Winstead
601-956-3737

 

Colonial Life offers Dental/Vision Rider, Critical Illness, Leaders Life

Nancy Hollingsworth
601-862-7818

Stacey Gaspard
601-842-0566

Lisa Lee
601-951-7949 

Legal Shield offers Identity Theft and Legal services
Teresa Burgess
601-954-1288
teresa.burgess5@gmail.com

 

 

*All products you will hear about in September (except for Legal Shield) are pre-taxed deductions.

 

October: Benefit changes you can make by contacting me (che503@rcsd.ms) during this timeframe are related to your State Health Insurance: The month of October is the time to make changes or enroll with the Blue Cross State Health Insurance plan and your CVS Caremark prescription plan. Changes made with Blue Cross have a January 1, 2024 effective date. You will receive an email with more information on this at the end of September. Note: BCBS State Employee Health Insurance rates will be increasing around 5%, effective January 1, 2024. This is the existing rate sheet that expires December 31, 2023. A new rate sheet will be provided when it becomes available. 

November/December: Benefit agents who will visit your school include: American Fidelity products are added or changed in November and December, along with any employee changes with any benefit changes you make at all, including those you may want to make through your Section 125/Cafeteria Plan/FSA Flexible Spending Account (opportunity to set aside pre-tax income monthly for daycare and healthcare expenses). The American Fidelity products listed below are available for comparison shopping on the HR website benefits page.

  • Accident

  • Cancer

  • Critical Illness

  • Hospital Gap

  • Long-term and Short-term Disability

  • Section 125/Cafeteria Plan/FSA Flexible Spending Account for eligible pre-taxed daycare and medical expenses

Everyone will sign off by the end of December to confirm any changes or to acknowledge that no changes have been elected. If you do not wish to add, drop, or change anything with any of the benefits offered, we still encourage you to meet with the agents to hear about what all is available to you. If you don’t make any changes, you will still need to meet with American Fidelity later in the fall to sign off that you are not adding, dropping, or making any benefit changes. 

How do I make changes? 

*If you are canceling one policy and taking a new policy of the same type product, you must meet with the policy agent to cancel the one and then with the other policy agent to add the new one.

Ex: If you currently have the Colonial Life Dental with the Vision add-on rider, and you wish to keep the dental, but cancel the vision part of the plan, you must meet with a Colonial Life Agent at your school to drop the vision rider. Then you must also meet with the Superior Vision Agent to enroll in the Superior Vision plan. Or the other way around, if you have the Superior Vision Plan and wish to add the add-on vision rider with Colonial Life, you will use the same procedures.

 

Optional Retirement Savings Options (enroll anytime)

You may have noticed that the additional retirement options for MS Deferred Comp and VALIC pretax and after tax options (403B/Roth) are not included during this open enrollment period. Employees can enroll in these plans at any time during the year! We will get agents set up for spring school visits so that we can spotlight a bigger focus on additional retirement contributions which is such an important part of your futures. If this is something you are ready for now, explore more about these Deferred Comp and VALIC choices here.

 

Help with Student Loans (Reach out to Kristi Garrard - available to sign up anytime)

Superior Vision

Edna Jackson Tharp
601-927-1005

Bay Bridge Cancer
Harold Oden
Kay Winstead
601-956-3737

Colonial Life offers Dental/Vision Rider, Critical Illness, Leaders Life

Nancy Hollingsworth
601-862-7818

Stacey Gaspard
601-842-0566

Lisa Lee
601-951-7949 

Legal Shield Services
Teresa Burgess
601-954-1288
teresa.burgess5@gmail.com

 

Superior Vision Logo

Superior Vision

Edna Jackson & Associates is now offering our groups the option of online enrollment. Please click the button for your group below to begin or email us if you have any questions.

Member Account InformationIn-Network Eye Care ProfessionalsShop Online with Your BenefitPlan HighlightsEnroll Now

Password: RCSD2022

Colonial Life Logo

Colonial Life Dental, Critical Illness & Leaders Life Coverage

During this enrollment, you have the opportunity to apply for these voluntary benefits. 

Plan HighlightsColonial Life Dental Plan HighlightsCritical Illness Plan HighlightsSchedule an Appointment

AIG logo

AIG Retirement Services

Welcome back to a new year full of new possibilities — and maybe even a new working environment.

We want to remind you that this year is also a new chance to enroll in your workplace retirement plan from AIG Retirement Services and start saving for your future.

VALIC, AIG Retirement 403(b)

Plan Highlights Schedule an Appointment

Roth (After tax Annuity)

Plan HighlightsSchedule an Appointment

MDC logo

MDC

Whether by phone or videoconference, your local MDC representative is available to meet with you from the comfort and safety of your home and can assist you with. Contact your local MDC representative today to make an appointment.

Meet Your RepresentativePlan HighlightsEnrollment InformationSchedule an Appointment

Oden and Associates logo

Oden & Associates

  • Wellness benefit for cancer screening test $100.00, don’t forget collect it!
  • First positive diagnosis for internal cancer up to $10,000.00
  • Number one way to cure, slow down or stop cancer is Radiation, Radioactive Isotopes, Chemotherapy or Immunotherapy. We pay up to $5000.00 per month.
  • Surgery benefit to $4500.00
  • 32 specified diseases

Plan HighlightsEnroll Now

LegalShield logo

LegalShield

Everyone deserves affordable legal and identity theft protection. Including you. No matter how traumatic or trivial your situation, we are here to help. Unexpected legal and identity theft issues arise every day. With LegalShield on your side, you have the power to access legal and identity theft advice and services when you need them, all for one low monthly fee.

Enroll Now